Easy Global Payments with Payoneer

Are you an affiliate marketer? A blogger? Or perhaps you do a lot of online transactions? 

Here’s something that is making things really easy for me, when it comes to receiving payments online: Payoneer Prepaid Debit MasterCard Card.

It offers a lot of convenience for those always transacting online. As for me, I’m a blogger and affiliate marketer and I receive some of my affiliate commissions on my Payoneer.  There are several advantages to this:

The main reason I applied for a Payoneer Prepaid Debit MasterCard Card was to receive my affiliate commissions. Before this, I usually receive payments by check. And you know how long that takes especially if you are living outside of US. But with Payoneer, it just takes a few days and I have the payments in my account.

How I Applied for My Payoneer MasterCard Card?

There are two ways to apply for a Payoneer Card. (1) Apply directly to Payoneer or (2) Via a Payoneer partner (ie. Freelancer, Odesk, Infolinks, Elance, Fiverr, Clickbank, 2CheckOut etc).

Payoneer has some very reputable partners. I was contemplating applying through my Freelancer.com or Odesk accounts, but in the end decided against it because I rarely use this sites nowadays. So I went directly and applied for my card on the Payoneer website.

The sign up was a breeze. After completing the application, I was sent a confirmation email. After a few days, I received email instructions for verification. I was asked to send a scanned copy of an ID and proof of billing. A day after, I got an email confirming my application was approved and I will be receiving my Payoneer card via mail in a few weeks.

After waiting a couple of weeks, I got this! My Payoneer Prepaid Debit MasterCard Card.

Applying for Payoneer MasterCard

Now I’m quite happily receiving my Amazon and ShareaSale commissions on my Payoneer Card.

>>You can sign up for your very own Payoneer MasterCard here. You can also get $25 when you refer friends and they apply for their own Payoneer Card.

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More Alternatives to Adsense

A year ago, one of my sites got the dreaded Google Adsense suspension saying it cannot display ads because I’m showing copyrighted content. Which totally bummed me because that site is where I share my graphic design work for digital scrapbookers. Everything was made from scratch. I guess that pissed me enough to not bother appealing that ‘verdict’.

Alternatives to Google Adsense

So I searched for alternatives to Adsense. And yes there are plenty and some very good ones at that. I ‘m listing it out here. I’m leaving out CPC networks already mentioned in most listings for alternatives to Adsense, but instead I’m sharing some not so known ones but performing very well.

  • Media.net – Yahoo’s answer to Adsense. Serves contextual ads and works really great for a lot of website owners. Its somehow stricter when it comes to approving sites, but its worth the hassle. 
  • Burst Media – offers CPM advertising from brand advertisers.
  • Pulsepoint –  ad-exchange program where you set the price.
  • Lijit – an ad network helping ‘publishers engage and understand their readers’
  • RivitMedia – a highly specialized ad network for crafting and DIY specialists.

I personally only have limited experience to Media.net which is really good. But for the other ad networks listed, I’m all set to try it out since I’ve heard positive things about it as well. The thing with blogging and monetizing blogs, it really helps to diversify and try different ad networks that fits right to your niche.

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Paid With Blog Earnings: Starter Laptop for Kiddo

It’s been awhile since I posted on this category. I am still earning from blogs, but I just quit counting much now. Lol. Not that its a lot  (I wish it is) but the recent months, my blog earnings have been steady and growing. Add to the fact that I have tried out using other ad networks too and trying out other affiliate products to promote.

A big chunk of my online earnings go to savings and to another saving fund for when I retire. Yes, I’m totally saving a portion of my income for the day I’m old and unable to work. It might not be gratifying for the moment but I think its a great investment than going on a mad spree and buying  a cool gadget on a whim.

But, last month I did buy something nice using my blog earnings, not for me but for my daughter. It was her birthday and we went to an out of town trip, booked and pampered ourselves in a nice resort and I also gifted her with a new entry level laptop. We got a Samsung NP370R with Win8 lappie for her.

Samsung NP370R

We decided on this coz she has been increasingly using the computer for school work and projects. BUT I still do monitor and limit the time she spends on it.

So far so good. She’s loving it and its performing marvelously well. In fact, I’m quite jealous. It’s awesomer than my laptop hahahaha.

Looking at it inspires me to work on my blogs more. Little things do add up.

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A Great Blogging Year

2012 was a WOW year for me, blogging wise. And I’m just so thankful. While I might call myself a ‘full-time blogger’, I didn’t exactly spend every waking moment, blogging. In fact, I blog usually for about 2-3 hours per day only. And usually just on weekdays. Weekends are usually for graphic design work. So, I wouldn’t call myself a seriously full time blogger. My main thing still is home and mommy chores.

Nevertheless, those little time focused on blogging has allowed me to build a lot of blogs which are now earning. Nothing much, but enough really to buy me stuff I want, to add to savings, and travel funds. In fact this year, from blogging alone, I bought a lot of home appliances, several gadgets for myself, a few online shopping sprees, and I also traveled a few times using only funds from blogging.

This made me realize, little things pay off. If you build things slowly, with great care, and a lot of thought on quality then you will surely reap just rewards. Blogging and earning is not an instant thing, nor should earning be the only motivation. It takes time, but the rewards are great. Now I can take off for a few days and my blogs would still be earning some passive income from Adsense and product affiliates.

This year, was also the time I started experimenting with Amazon affiliates and I was pleasantly surprised that I managed to make money out of it. Seriously surprised since in 2008 I tried this and I didn’t even earn a dollar. I guess I needed to experiment on what works and what does not work.

For the upcoming year, I intend to go more into affiliate marketing. I intend to build -grow small, relevant affiliate websites. That will be my main focus for 2013. Also, I intend to save a bigger portion of my online income and start an offline business. My friend and I had contemplated setting up a printing and design business like banner printing at printingamerica.com but lately were leaning towards putting up a crafting supplies shop and later branching out to printing.

We’ll see how things go. I hope 2013 will be as great if not greater than 2012.

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Gift To Self: Samsung Galaxy Tab 2 7.0

I figured I deserve some sort of reward. I’ve been working my butt off this year, and blogging wise this has been a fantastic year for me. I have experimented with different income streams for my blog, and most of them turned out well. I’m specially ecstatic with my Amazon affiliate experiment which turned out to be unexpectedly good for some of my sites.

So I wanted to give myself a little reward. Most of the stuff I bought from my blog earnings were used to buy things for the house and poured into savings. I did indulge in online shopping once in awhile and bought a few dresses, a bag or two but that was it. Hence my wanting something a little more substantial for me to reward myself for working hard and also to inspire me to work harder the next year. I was thinking of getting some musical instrument because that’s my dearest wish, to learn how to play at least one instrument. But I really really can’t decide on what I want to learn, so short on jumping the gun , I just decided to wait a bit until after I have a firmer decision.

Instead, I bought myself a tablet – a Samsung Galaxy Tab 2 7.0 3G and WIFI version. Eeeeep!

 Samsung Galaxy Tab 2 7.0
white Samsung Galaxy Tab 2 7.0 3G/WIFI 16 GB

Why did I pick this? I like the size. I could never go for the huge 10 inch tablets, I think its like holding a tray. LOL. And I also liked the price point – just right. I dare not spend on something so expensive for something I will just use for reading and casual net browsing. A tablet would never be my main driver, I prefer to work on a laptop that can run my graphic design software fairly fast. And lastly, I prefer my device to run Android. I’m sure other OS are brilliant, but I know myself. I’m a tweaker by heart, so Android is really where I’m totally at home. When I buy my gadgets I always, always go by what would best suit my needs and personality. I could never be one that would buy something just because its IN or everyone else has it. I think that would be a total waste of money. Buy things to please yourself, not others. That’s my motto anyway.

It took me awhile to make the decision and these are the devices that made my shortlist:

Samsung Galaxy Tab 2 (7-Inch, Wi-Fi)Samsung Galaxy Tab 2 7.0 WIFI version only. – This is incredibly cheap but the one with 3G won me over. Mainly coz I do move around a lot .

Asus Google Nexus 7 ASUS-1B32 32GB Tablet - Quad-core Tegra 3 Processor, Android 4.1Asus Google Nexus 7 32 GB – awesome device. Pure Google Android experience and I’m huge fan of the Nexus series. It just didn’t have 3G. That said, I’m waiting for the next Nexus tablet.

Kindle Fire HD 7", Dolby Audio, Dual-Band Wi-Fi, 16 GB - Includes Special OffersKindle Fire HD – I love to read and Kindle’s content was a big draw. But the tweaker in me is not that happy with this filtered version of Android. But this is still a fantastic buy. Great price point and lots of content available.

For prospective buyers out there who are at a loss on which tablet to buy, here’s a few tips:

  • Buy one that would best suit what you would need it for. If its just for basic browsing and reading, then a reasonably priced one would be a good choice. Do ask yourself what you want to do. 
  • Price. Lots of choice here. But really this should be tied in with how you want to use your tablet.
  • OS – some say Apple iOS is fairly easy, it has a great app selection so this would be great for those who want an easy out of the box experience. Android on the other hand, while it can be used easily out of the box, it also offers more customization and personalization options for users, tweakers delight so to speak. Windows is also nice, but right now not much apps to offer. So best consider how this would suit you.
  • Get yourself over to the nearest gadget store and try out the demo units. That way you’d have a feel for what you’re signing in for.
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Projects and Goals

For the next six months, I’m setting a personal challenge. A new project and I’m dipping into affiliate marketing.

From my blogs I earn via direct advertisers, in-post adverts and Google Adsense. The income is steady but since my sites are nothing major, the CPC earnings are nothing spectacular.

But since I’m now considering this a full time online business then I want to have more than that because I know its possible and very doable.


How do I achieve this?

(1) I’ll be making content heavy niche sites. – This will be time consuming and tedious but from what I have experienced,good niche selection + good helpful content + good SEO is the perfect recipe for earning well with Adsense and other CPC companies.

(2)  Affiliate Marketing – yup. For now, I am concentrating on marketing with Amazon. For the past 6 months, I had been experimenting if its really possible to earn from Amazon associates when the commission is just 4%. And yup, after a couple of experiments and not even full scale marketing effort on my part, I found that I’m earning well with Amazon. In fact, the past three months, my Amazon earnings have far exceeded my Adsense earnings. Which was really a huge surprise for me.

So now, I’m  hooked on building this sites. Nothing massive, just niches that interest me and that I could handle. I’m setting also some earning goals come January 2013 (target: $1000 from Amazon)  and I want to double that amount come June 2013.

A friend tells me my goals are too high, but I disagree. It’s very doable, all it requires is diligence, patience and a lot of hard work. I also have several goals to work for. Nope, not gadgets, not even cigars for less. I intend to buy from my online earnings another lot (farm lot preferable where we could retire in gardening bliss), house renovation, and another car.

Image: FreeDigitalPhotos.net

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Traveling with My Blog Earnings

I managed to amaze my husband. He knows my daughter, my sister and I will be traveling to the Philippines in June and this also includes a side trip to Kuala Lumpur for a few days of rest and relaxation. Chos! Hahaha. Last week he asked me if I had already booked our flights and hotels. I said yes. And he was astonished coz he doesn’t remember me withdrawing from our bank account, nor did I use the card to book the flight and accommodations. He asked me if I already paid for it, and he was surprised when I said yes, all paid.

Up to now, he still gets surprised that I could gallivant around, do a lot of shopping without making any dent to our savings. Of course, everything comes from my blogging earnings. I’m pretty much an independent and a thrifty wife. Lol.

For one, all our flights were booked in advance. I subscribed to airline promo alerts and booked our flights when it was still very cheap. I just used my debit card to book this, all funded from my Paypal and my blogging earnings from the last week of March to early April. I have also booked our hotels via Agoda.com and you can easily score early bird discounts there and pay by Paypal.

Travel Stamps

For flights I spent about $540 (2 pax). For hotels about $160. All total: $700. All of these from just about 3 weeks of blogging earnings from direct advertisers, and paid post writing. And I still had an excess to purchase a new air conditioner from March earnings.

March and April has been a really good months for me and to think that April is just halfway through. At the rate its going, I could still save more than enough for pocket money and shopping.

The thing with earning with blogs is that, the earnings can be not uniform, there are months where you can really have a lot. Some are just lean. But the trick is to keep working on it and after awhile you’ll achieve some consistent earnings. As for me, I’m very very happy with what I am doing. I look like I bum around but I earn some, plus some more. I also like the freedom and not having anyone breathing down my neck and screaming about deadlines. Ah, the good life!

Image: africa / FreeDigitalPhotos.net

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Paid with Blog Earnings: Flat Screen TV

I’ve been blogging for what seems like eons already and I’ve been earning with it for close to three years already. Not huge, mainly because I haven’t quite started yet to go after those big earning niche sites. What I have right now are my ‘pleasure’ blogs. Personal, hobby blogs that earns with paid posts, affiliates, cpc’s and direct advertisers.

A week ago I decided to buy something nice for myself to celebrate new year and to celebrate my 4th year in blogging. I figured I’ll go and buy myself a flat screen tv for our room. Hubby and I are big movie buffs and prefer to do DVD marathons during weekends instead of going out and spending a lot. Watching movies is one of our guilty pleasures. Lol.

I’ve bought a whole lot of stuff already from blogging earnings but I never really thought about posting about it on my blogs. I guess I was afraid of being labeled ‘bragging’ but lately I seem to be getting comments that I need to get a proper job from people who seem to think I spend my days just hanging out in Facebook or playing games. Nah. They can’t seem to grasp the earning possibilities blogging and internet marketing offers. Hahaha. I think they’ll be incredulous if I tell them I actually earn about 3-4 times more than what I was earning when I was working for a bank.

Anyway, here’s what I bought with my blog earnings for the last two weeks. Actually this was just from one direct advertiser and 2 weeks worth of paid posts on a few blogs.

Sony Bravia 32" Flat Screen TV

I settled on a 32″ Sony Bravia. It’s quite nice and just the right size for our room. I was thinking of getting the 40″ since the price wasn’t really that much far apart but I think it would dwarf our room. Lol. So, I’m glad I picked this out.

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